Don’t you love that empty gut feeling of when you realize that your keys are locked inside your car …..and your car is running? Me neither! This is what exactly happened last Friday morning. My morning was packed to the hilt with appointments, one right after another. I started to freak out that “no one can possibl

Here are the new credit card rules:

· Can’t

This is a question I get a lot from people who are struggling to make ends meet in this market downturn. There really is not a “one size fits all” answer but there are guard rails that should be put it. Let me be clear. If you can make your payments on your house, then you should. After all, you signed on the dotted line and it’s your responsibility. Being “upside down” on your mortgage is not a reason to stop making payments. Losing a substantial amount of your income, health problems, and f